:root{--dark:#003470;--dark-2:#002a5c;--gold:#ffc338;--gold-dark:#eeab10;--gold-light:#ffd97c;--text:#222;--muted:#666;--grey-bg:#f7f8fa;--line:#e5e8ee}*{margin:0;padding:0;box-sizing:border-box}body{font-family:"Open Sans","Segoe UI",Arial,Helvetica,sans-serif;color:var(--text);background:#fff;line-height:1.65;font-size:16px}h1,h2,h3{font-weight:700;line-height:1.25;color:var(--dark)}a{color:inherit}img{max-width:100%;display:block}.wrap{max-width:1120px;margin:0 auto;padding:0 20px}.btn{display:inline-block;font-weight:700;font-size:15px;padding:14px 32px;border-radius:4px;text-decoration:none;text-align:center}.btn-gold{background:var(--gold);color:var(--dark)}.btn-gold:hover{background:var(--gold-dark)}.btn-outline{border:2px solid #fff;color:#fff}.btn-outline:hover{background:rgba(255,255,255,.12)}.btn-dark{background:var(--dark);color:#fff}.btn-dark:hover{background:var(--dark-2)}section{padding:60px 0}.sec-head{text-align:center;max-width:780px;margin:0 auto 42px}.sec-head h2{font-size:clamp(25px,3.2vw,35px);margin-bottom:12px}.sec-head p{color:var(--muted)}.inlink{color:var(--dark);font-weight:600}.hero{background:linear-gradient(135deg,var(--dark) 0%,var(--dark-2) 100%);color:#fff}.hero-inner{display:grid;grid-template-columns:1.15fr .85fr;gap:52px;align-items:center;padding:64px 0}.hero h1{color:#fff;font-size:clamp(30px,4.2vw,44px);margin-bottom:16px}.hero h1 span{color:var(--gold)}.hero .sub{color:#d3deee;font-size:17px;margin-bottom:26px;max-width:56ch}.hero-ctas{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:28px}.hero-chips{display:flex;gap:10px;flex-wrap:wrap}.hero-chips span{border:1px solid rgba(255,195,56,.55);color:var(--gold-light);border-radius:100px;padding:6px 16px;font-size:13px;font-weight:600}.qa-card{background:#fff;border-radius:8px;padding:30px 28px;color:var(--text);box-shadow:0 20px 45px rgba(0,0,0,.28);border-top:5px solid var(--gold)}.qa-card h2{font-size:19px;margin-bottom:12px}.qa-card p{font-size:15px;color:#444;margin-bottom:12px}.qa-card p:last-of-type{margin-bottom:0}.qa-card b{color:var(--dark)}.context .inner{max-width:840px;margin:0 auto}.context h2{font-size:clamp(24px,3vw,32px);margin-bottom:16px}.context p{color:#444;margin-bottom:16px}.cats{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.cat{border:1px solid var(--line);border-radius:6px;text-decoration:none;background:#fff;padding:28px 24px;transition:box-shadow .15s ease,border-color .15s ease}.cat:hover{box-shadow:0 8px 22px rgba(0,52,112,.1);border-color:var(--gold)}.cat h3{font-size:18.5px;margin-bottom:8px}.cat h3::before{content:"";display:block;width:34px;height:3px;background:var(--gold);margin-bottom:12px}.cat p{font-size:14px;color:var(--muted);margin-bottom:12px}.cat span{color:var(--gold-dark);font-weight:700;font-size:14px}.vault{background:var(--dark);color:#fff}.vault-inner{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}.vault h2{color:#fff;font-size:clamp(25px,3.2vw,34px);margin-bottom:14px}.vault h2 em{color:var(--gold);font-style:normal}.vault p{color:#eef3fa;margin-bottom:18px;max-width:56ch}.vault-list{list-style:none;display:grid;gap:12px;font-size:15px;color:#eef3fa}.vault-list li::before{content:"✓";color:var(--gold);font-weight:700;margin-right:10px}.steps{background:var(--grey-bg)}.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.step{background:#fff;border:1px solid var(--line);border-radius:8px;padding:28px 24px}.step .n{width:38px;height:38px;border-radius:50%;background:var(--dark);color:var(--gold-light);display:flex;align-items:center;justify-content:center;font-weight:800;margin-bottom:14px}.step h3{font-size:18px;margin-bottom:8px}.step p{font-size:14.5px;color:var(--muted)}.rev-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.rev{border:1px solid var(--line);border-radius:6px;padding:26px 24px;background:#fff}.rev .stars{color:#f5a623;letter-spacing:2px;margin-bottom:12px}.rev p{font-size:14.5px;margin-bottom:16px}.rev b{font-size:14px;color:var(--dark)}.rev small{display:block;color:var(--muted);font-size:12.5px}.faq{background:var(--grey-bg)}.faq .inner{max-width:820px;margin:0 auto}details{background:#fff;border:1px solid var(--line);border-radius:4px;margin-bottom:12px;padding:18px 22px}summary{cursor:pointer;font-size:16.5px;font-weight:700;color:var(--dark);list-style:none;display:flex;justify-content:space-between;gap:16px;align-items:center}summary::-webkit-details-marker{display:none}summary::after{content:"+";color:var(--gold-dark);font-size:22px;font-weight:400}details[open] summary::after{content:"−"}details p{margin-top:12px;color:var(--muted);font-size:15px}.final{background:var(--gold);text-align:center}.final h2{font-size:clamp(25px,3.4vw,35px);color:var(--dark);margin-bottom:12px}.final p{color:#1d3f6e;max-width:58ch;margin:0 auto 28px}.final .ctas{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}@media (max-width:900px){.hero-inner,.vault-inner{grid-template-columns:1fr;padding:44px 0}.cats,.steps-grid,.rev-grid{grid-template-columns:1fr}section{padding:46px 0}}