Yes, Canadians can buy physical gold through TD Precious Metals online, including people who do not bank with TD. TD also offers branch ordering for its customers and some immediate purchases at Foreign Exchange Centres. Before ordering, check eligibility, the available bar, the final CAD price and your delivery or pickup choice. Compare an equivalent CanAm bar using the same weight, quantity and payment method. This independent CanAm guide explains the buying considerations; it is not an official TD page.
Buying information reviewed October 31, 2026. Prices and availability can change.
How to buy gold through TD
Start with TD Precious Metals or ask a TD branch about ordering. TD’s purchasing help page distinguishes online access for customers and non-customers from in-branch ordering for TD customers. Confirm the route that applies before making a trip.
TD’s terms restrict purchases to Canadian residents of legal age. Delivery is to a Canadian residential address or TD branch; PO boxes are excluded. Check the available products rather than assuming a particular refiner or size is in stock.
The premium is where it counts
The premium is the amount a bar costs above the comparable value of its gold at spot. Compare the same fine-gold weight and currency at the same time: a price for one bar should not be compared with a bulk-discount tier or a different payment price.
Neither a bank name nor a dealer label establishes the lower cost. Ask what your chosen payment method actually costs and include delivery and other applicable charges. A lower advertised starting price may apply only to a larger quantity.
TD and CanAm: what to compare
| Buying consideration | TD Precious Metals | CanAm Bullion |
|---|---|---|
| Price | Final checkout price depends on market movements and payment method. | Product tables distinguish quantity and payment pricing; displayed prices already include the cash discount. |
| Receiving the bar | Canadian residential delivery or TD branch collection. | Shipping policy separates payment settlement, dispatch and transit; confirm arrangements before ordering. |
| Selling later | Buyback is discretionary under TD’s terms. | Request a quote and confirm acceptance of your exact item before sending it. |
This compares buying methods, not live quotes. For a practical comparison, price one 1 troy ounce gold bar in CAD at each seller, with quantity one and the same payment method. Record the refiner and packaging too; different products are alternatives, not identical SKUs.
The resale question most buyers miss
TD’s online sales are final, with problem orders reviewed individually. Its terms also describe Secure Storage for TD customers, so it would be misleading to say TD never offers storage or repurchases. Read the TD terms before buying.
At CanAm, ask for a selling quote and acceptance instructions. Published seller-payment timing is within one business day after verification, not after posting the package. A future sale price is separate from your purchase price; neither a resale enquiry nor original packaging guarantees a payout.
What to check on any gold bar
- Refiner and purity: confirm the exact product specification.
- Assay and packaging: retain the original packaging and purchase records, and ask a prospective buyer about its requirements.
- The all-in price: ask what you are paying over spot, not just the sticker price.
- Buyback policy: ask directly whether the buyer will accept the item, how the quote is calculated and which deductions apply.
Which buying route may suit you?
TD may suit a buyer who prefers its ordering and branch-collection arrangements. CanAm may suit someone who wants to compare bars by refiner and payment tier or discuss a future selling enquiry. Compare the actual offer and service terms before deciding.
Browse CanAm’s gold-bar catalogue, including the 1 oz Royal Canadian Mint gold bar and 1 oz Valcambi gold bar. Both listings specify .9999 gold and one troy ounce. Check current availability and the applicable quantity tier, or call +1 (844) 828-4653.
Related Reading
CEO and Founder of CanAm Bullion has been dedicated to delivering exceptional value to Canadians since 2017. Driven by a mission to empower Canadians with expert investment advice and education, he has positioned CanAm Bullion as a trusted resource for those seeking to enhance their portfolios with precious metals. Under Michael’s leadership, the company has become synonymous with reliability, knowledge, and dedication, helping Canadians achieve greater financial stability and long-term success.
Share This Article
Choose Your Platform: Facebook Twitter Google Plus Linkedin